Citizens of any country who will be travelling internationally can choose the IMG Patriot Travel Medical Insurance plan. This plan provides temporary medical coverage while travelling for business or pleasure, anywhere outside of your home country. Coverage includes medical evacuation and repatriation, and options are available when it comes to deductibles and policy limits. Non-medical coverage for trip cancellation can also be added (for US citizens).
Covered Areas | 1. Worldwide including the US; 2. Worldwide excluding the US |
Emergency Medical Overall Maximum Limit | $50,000, $100,000, $500,000, $1,000,000, $2,000,000 |
Deductible Options | No deductible, $100, $250, $500, $1,000, $2,500 |
Sports Coverage | Basic sports covered; optional rider available for adventure sports |
Home Country Coverage | N/A |
Emergency Medical Evacuation Limit | $1,000,000 |
Pre-Existing Medical Condition Coverage - Medical | Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500 |
Pre-Existing Medical Condition Coverage - Evacuation | Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000 |
Trip Cancellation | N/A |
Trip Interruption Limit | $10,000 |
Baggage Limit | $500 ($50 per item) |
Accidental Death and Dismemberment Limit | $50,000 |